3 ‘To-Dos’ When Buying a Car
Buying a new or second-hand car is not something we typically do all that much, so for many car buyers it can be easy to [...]
Fixed vs variable rate car loans
While most car loans are fixed-rate products, there are also options for variable loans as well. Deciding between a fixed or variable car loan is [...]
Top 10 Car Models Australia
Buying the right car for you has never been easier because low-interest rates mean that car finance has never been cheaper. Over time our needs [...]
Is a secured motorcycle loan worth it?
A secured motorcycle loan is very similar to any other loan that uses an asset as a form of security. When you’re looking at your [...]
4 Mistakes to Avoid When Buying a Car
Unlike other purchases, it’s not possible to return a car if you get home and decide you don’t like it. While the dealership might be [...]
Should You Get a Longer Car Loan?
In Australia, most people will take out a car loan with a loan term of around 2–3 years. However, it’s possible to get longer terms [...]
Types of Electric Vehicles (EVs) hitting Australia 2022
With Prime Minister Scott Morrison's recent announcement of a $250million Future Fuels and Vehicle Strategy plan to speed up the rollout of 50,000 charging and [...]
Should You Lease a Car for Your Business?
Leasing a car for your business has become more common in recent years, however, prior to purchasing a business vehicle, it’s well worth weighing up [...]
How to Finance a Caravan or Camper
With the holiday season fast approaching, millions of Australians are more excited than ever to get away. One of the most popular holiday options in [...]
20 Most Popular Car Models Coming to Australia in 2022
If you’ve tried to purchase a car in the last year, there’s a good chance you’ve come across two issues; the first being that if [...]
Australia’s Top 20 Choice of Cars
2022 promises to be a much more exciting year for the Australian Motor Industry. This year has continued to be impacted by the global semiconductor shortage, causing consumers to hold off on making that new car purchase.
Can You Get a Car Loan if You’re Self-Employed?
Those individuals that work for themselves or run a business can, at times, find it a little trickier to get different types of loans. Lenders [...]
Benefit of getting pre-approval from car loan specialist
Shopping for a new car is never easy. Typically, some would wish to buy their car on a cash basis and be done with that [...]
Is 0% Car Finance Too Good To Be True?
In the current low interest rate environment, there are a lot of attractive offers for car finance, particularly coming from dealers. In some cases, you [...]
The Ultimate Guide to Keeping a Healthy Credit Score
In Australia, getting a car loan is not difficult. That being said, it is important to understand how to keep a healthy credit score to [...]
Do I need a deposit for my car loan?
If you’re hoping to get a loan for a property, it’s highly likely that a lender is going to require you to put down a [...]
How Australian Credit Lawyers can help you?
Oxcel Finance partners with the best and one of them is Australian Credit Lawyers (ACL)and the team at ACL are highly experienced, professional and can [...]
Advantages and Disadvantages of a Secured Car Loan
There are many ways you can buy a car these days, including paying for it outright, taking out a personal loan, redrawing from your home [...]
Personal Finance Unsecured Loan
What is an unsecured loan? An unsecured loan is a short-term loan that you can use for almost any purpose, including buying a car, boat, [...]
Personal Finance Secured Loan
What is a secured loan? A secured loan is the most common form of personal vehicle finance. The lender gives you the funds to buy [...]
Extended Warranty
What is an extended warranty? An extended warranty takes over when your manufacturer’s warranty expires and covers largely the same components. It limits your exposure [...]
Asset Protection Insurance
What is asset protection insurance? Everyone knows that you don’t buy a car as an investment: a new car can lose a full 20% of [...]