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KIA is very well known for small and convenient vehicles. They have an award-winning range of small cars and vehicles in the market right now. Kia is was a sister concern of Hyundai motors where Kia is based in South Korea.

Kia is trying its best to dominate the value for money range where you get the best car in your budget. The best value car from Kia is the Cerato model. For short-term loans, this car fits the best. Cerato is an award-winning vehicle from 2016and still in production with more features added. For being a part of Mitsubishi, Kia has also adopted design languages and technologies from Mitsubishi. Sportage is one of their models that is based on Tucson from Mitsubishi. Ki has now entered the realm of electric vehicles and hybrid lineup. Their hybrid and all-electric SUVs are now quite reliable.


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Any calculation made using this repayments calculator is intended for illustrative purposes only. The calculator does not take establishment fees, stamp duty, or other government charges into account. Any calculations made should not be relied upon for the purposes of deciding whether to apply for a loan.

Some of the benefits of car finance via Oxcel Finance

Anytime, Anywhere, Anyhow

Our team is serving no matter where you are in Australia, we are 100% online & paperless.

Financial Flexibility

Our lenders have a wide range of options that give you flexibility including early termination fees, variable loan terms and the ability to add a residual.

Lifetime Support

Don’t get left alone to figure out how much you owe, changing your details, or assessing your changeover options; we’re here for you over the life of your loan.

Common questions about our car loan calculator

A car loan (also referred to as a secured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright.

A comparison rate is an interest rate that lenders are required by law to display next to any advertised interest rate. A comparison rate calculates the loan interest rate and fees you may have to pay, including application fees and ongoing loan fees. This allows you to find out the true cost of the loan. We have a comparison rate calculator you can use to help you compare apples with apples.

Benefits and product features of a car loan include flexible loan repayment periods, the ability to set a balloon or residual payment which will reduce your monthly repayments and lower interest rates versus a personal loan thanks to it being secured against the vehicle itself. As a business, a car loan may help you improve cash flow to your business as well as the potential to claim tax deductions if the car is being used for business purposes (check with your accountant for eligibility).

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