Equipment Finance

New or Used Equipment Finance

A loan or lease used to acquire commercial equipment is referred to as equipment finance or asset finance. Equipment finance helps businesses get access to the equipment they need to run. Business owners especially small enterprises do not need to invest a large amount of capital to launch, run, or expand their operations. The loan is usually obtained through a financier, often on a lease basis, with the equipment used as collateral.

At Oxcel Finance, we understand how difficult purchasing the equipment you need to operate your business can be. So, we’ll provide your business with funds to purchase or lease the equipment it needs to operate and grow.

Equipment Finance

We provide financing for the following:

  • Office equipment such as computers, laptops, printers, desks, chairs, etc.
  • Industrial machines for manufacturing, construction, farming, etc.
  • Shop fit-outs.
  • Forklift trucks, vans or a fleet of cars.
  • Medical and scientific equipment.
  • Other high-tech equipment.


  1. Your business or property will not be repossessed if you fail to repay the loan; only the asset secured by the loan will be repossessed.
  2. At the end of the loan, you may be able to upgrade the equipment, or the financier may take it back.
  3. It is easier to get than a business loan because there are fewer eligibility requirements and less paperwork to fill out.


  1. It is more expensive than purchasing the equipment outright.
  2. In the event of a default, there is a possibility that the equipment can be repossessed.
  3. High interest rates plus late payment fees.

Feel free to contact us via our hotline 1800 010 001 for more information on the suitable equipment finance packages for you!

Wanna get a new Equipment?

Apply now for a pre-approval, No Obligation, No upfront credit hit


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Any calculation made using this repayments calculator is intended for illustrative purposes only. The calculator does not take establishment fees, stamp duty, or other government charges into account. Any calculations made should not be relied upon for the purposes of deciding whether to apply for a loan.

Some of the benefits of car finance via Oxcel Finance

Anytime, Anywhere, Anyhow

Our team is serving no matter where you are in Australia, we are 100% online & paperless.

Financial Flexibility

Our lenders have a wide range of options that give you flexibility including early termination fees, variable loan terms and the ability to add a residual.

Lifetime Support

Don’t get left alone to figure out how much you owe, changing your details, or assessing your changeover options; we’re here for you over the life of your loan.

Common questions about boat loans

We do not charge clients but get paid brokerage & commission by the lenders where different lenders pay us differently & brokerage is included into the loan amount.
The commission doesn’t impact your rate where some lenders offer us Volume Based Incentives (VBI) for writing above a certain amount loan.

A boat loan (which can be referred to as a secured loan if security is sought by the lender) involves a finance company lending you the money to purchase the asset and retaining security over it for the life of the loan. Boat loans can be arranged for both personal use (such as a consumer loan) or business use (such as a chattel mortgage).

By taking out a loan to finance your next boat you can reduce your overall cash outlay which you may want to use for other purposes (such as taking a holiday!). If you’re a business, a boat loan may improve your cash flow, as well as potentially allowing you to claim a tax deduction for the asset (check with your accountant for eligibility).

Boat loans should allow you to set your term based on your needs, provide a fixed repayment schedule, allow for a residual (or balloon) as well as offer you the ability to repay your loan early depending on the lender.

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