Yamba, NSW

About Yamba

Apply now

Explorer Matthew Flinders first splashed ashore from his trim sloop, Norfolk, in 1799 near Clarence Head, a monolithic heap of rock that shields Yamba from the wilder excesses of the Pacific Ocean, to fix a leak and maybe have one.

yamba
Calculator

Loan CalculatorMortgage Calculator
Loan Calculator
$
years
%

Any calculation made using this repayments calculator is intended for illustrative purposes only. The calculator does not take establishment fees, stamp duty, or other government charges into account. Any calculations made should not be relied upon for the purposes of deciding whether to apply for a loan.

Common questions about a Unsecured Business Loan

If you’re using a vehicle for business purposes more than 50% of the time but you’re unable or don’t want a chattel mortgage or commercial hire purchase, a car lease may be right for you.

A car lease may also be a good option for employees who are able to include their vehicle as part of a salary sacrifice scheme via a novated lease.

Other options to consider if you’re looking to finance your vehicle include a chattel mortgage and a commercial hire purchase.

To discuss your individual needs in detail and secure a finance option that’s right for you, speak to one of the Stratton Finance team on 1300 787 288.

If you decide you want to buy your vehicle at the end of the car lease, this is technically treated as the finance company selling the vehicle to you. You’ll pay an amount equal to the remaining balance on the car – the Residual Value – plus GST.

Businesses registered for GST will be able to claim an Input Tax Credit for any GST paid as part of the purchase.

There is potential to claim tax deductions on your car lease depending on the depreciation limit set, speak to your accountant for more information.